Don't miss critical Medicare enrollment periods. Late enrollment can result in lifetime penalties.
Missing Medicare deadlines can cost you thousands in penalties and delayed coverage.
Medicare only covers 80%. Supplement insurance covers the remaining 20% plus deductibles.
Call 251-802-3700 for immediate Medicare supplement consultation and enrollment assistance.
Original Medicare (Parts A & B) only covers about 80% of your medical costs. You're responsible for:
Medicare Supplement (Medigap) insurance fills these gaps by covering:
Comprehensive coverage with Part B deductible
Lower premiums with small copays
Lower premiums, higher deductible
6 months starting when you turn 65 and enroll in Medicare Part B
CRITICAL: This is your best chance to get Medicare Supplement insurance. During this period, insurance companies cannot:
Special situations when you can get Medigap coverage
You may have guaranteed issue rights if you:
With 12+ years of experience helping Mobile area seniors navigate Medicare, we understand the complexities and can guide you to the right coverage.
We don't just sell policies - we provide ongoing support and advocacy for all your Medicare supplement needs.