Coverage Available Now

Life Insurance with Pre-Existing Conditions

Specialized coverage solutions for diabetes, heart disease, cancer survivors, and other health conditions

🚨 Don't Let Health Conditions Leave Your Family Unprotected

Recent diagnosis? Health changes? We specialize in finding coverage when others say "no."

Recent Diagnosis

Just diagnosed with diabetes, heart disease, or cancer? Coverage options are still available.

Guaranteed Issue

No medical exam required options available for immediate family protection.

Same-Day Help

Call 251-802-3700 for immediate consultation and coverage options review.

We Specialize in Coverage for These Conditions

Common

Diabetes

Type 1 & Type 2 diabetes coverage options

Serious

Heart Disease

Heart attack, bypass, stents, arrhythmia

Critical

Cancer

Cancer survivors and current treatment

Common

High Blood Pressure

Hypertension and related conditions

Common

Depression/Anxiety

Mental health conditions

Common

Sleep Apnea

CPAP users and sleep disorders

Serious

Kidney Disease

Chronic kidney disease and dialysis

Serious

Stroke

Stroke survivors and TIA history

Serious

COPD

Chronic lung conditions

Coverage Options for Pre-Existing Conditions

Most Affordable

Guaranteed Issue Life

No medical exam or health questions

Ages 50-85 accepted
No medical exam required
Coverage up to $25,000
2-year waiting period
Best Value

Simplified Issue

Limited health questions, faster approval

Higher coverage amounts
No medical exam
Immediate coverage
Some health questions
Maximum Coverage

Graded Benefit

Full coverage after waiting period

Higher coverage limits
Partial benefits year 1-2
Full benefits after year 2
Accident coverage immediate

Real Stories from Mobile Area Clients

Diabetes Coverage Success

Type 2 Diabetes, Age 58

"I thought my diabetes diagnosis meant no life insurance. McCorquodale found me a $100,000 policy with no medical exam. My family is protected."

- Mobile County Resident

Cancer Survivor Coverage

Breast Cancer Survivor, Age 62

"Five years cancer-free, but other agents wouldn't help. McCorquodale got me affordable coverage and explained all my options clearly."

- Baldwin County Resident

Why Choose McCorquodale for Pre-Existing Conditions?

Specialized Expertise

With 12+ years of experience, we know which insurance companies are most favorable to specific health conditions and how to present your case.

  • Health condition specialists
  • Multiple insurance carriers
  • Attorney background advantage

Compassionate Service

We understand the stress of health challenges. Our approach is patient, understanding, and focused on finding solutions, not reasons to deny coverage.

  • 3,000+ satisfied clients
  • Same-day consultation
  • No-pressure approach

Frequently Asked Questions

Can I get life insurance with diabetes?

Yes! Many people with well-controlled diabetes can qualify for life insurance. We work with multiple carriers who specialize in diabetic coverage, including guaranteed issue options that require no medical exam.

What if I've had cancer?

Cancer survivors can often qualify for coverage, especially if you've been cancer-free for 2+ years. The type of cancer, treatment, and time since treatment all factor into coverage options and pricing.

How much does coverage cost with health conditions?

Costs vary based on your specific condition, age, and coverage amount. Guaranteed issue policies start around $30-50/month for $10,000 coverage. We'll find the most affordable option for your situation.

Don't Let Health Conditions Stop You from Protecting Your Family

Call now for your free health assessment and coverage options review. Same-day consultation available.

3709 Stein Ave, Mobile, AL 36608

Monday-Friday 8:00 AM - 5:00 PM

Emergency consultations available

Call 251-802-3700